Vault products like disgraced Stream xUSD will continue to attract users. DeFi gets complicated and retail WANTS higher passive yield, so 'experts' fill that hole. Problem is opacity: You can't track where funds are in real time. DeFi already solved this issue last cycle: Products like Yearn, Beefy, Fluid 'Lite' vaults are transparent. And Lido is entering Vault category with their own strategies. Yep, yields are less juicy, but at least you know where the money is and where the yield comes from.(Ignas | DeFi)