EnHeng嗯哼🔸BNB|Nov 08, 2025 15:28
Lista just launched a new Dex mode, and it feels like it has the potential to take @BNBCHAINZH's Dex to a whole new level. This is super important for BNB holders because this kind of innovation will make the BNB Chain ecosystem even more vibrant. Aster is like Binance on-chain, while Lista is more like Binance's EARN feature, making the ecosystem layout more complete.
So, what problem does smart lending actually solve? Lending has always had a pain point: when you collateralize your tokens, like BNB or ETH, they get locked up and you can’t do anything with them—just sit there and watch.
Sure, you can borrow some stablecoins, but the collateralized tokens are essentially dead. You have money, but you’re just staring at it doing nothing.
Now, Lista’s new Smart Lending feature is here to solve this issue. It ensures that your collateralized assets are no longer idle. Instead, the system automatically deploys them into Lista’s own DEX liquidity pools. The best part? The original supported pools include popular ones like slisbnb/bnb for borrowing BNB.
Your tokens can now work double duty—helping you borrow money while earning trading fees in the liquidity pool. For example, if you collateralize BNB to borrow bnb/usd1, under the old model, your BNB would just sit there locked up. But with the Smart Lending model, those BNB tokens are intelligently deployed into liquidity pools like the BNB/usd1 pool, earning you some trading fees in return.
Lista has combined the Lending Layer and the DEX Layer into one.
In the first layer, you collateralize your assets as usual to generate loans. In the second layer, the system uses part of your collateralized assets for market-making, earning trading fees.
The fees earned can then be distributed back to the collateralizers or the protocol itself, creating a dynamic capital cycle. Before, you could only earn interest; now, you can earn trading fees too.
This step means Lista is no longer just a lending platform—it’s evolving into a comprehensive DeFi Hub.
From stablecoins, lending, DEX, and yield aggregation, it’s gradually becoming an ecosystem where funds can flow continuously and generate returns on their own. This boosts Lista’s TVL and strengthens overall liquidity.
Since Lista Lending launched, their TVL has already doubled, and fee revenue has grown from $4.9 million to $9.5 million. The introduction of Smart Lending will further amplify this demand at the liquidity layer, making Lista’s ecosystem more dynamic and profitable.
In the future, they plan to add more collateral assets, more DEX functionalities, and even launch an independent Swap module, allowing users to directly exchange assets on the interface. This means Lista could become the first all-in-one protocol on BNB Chain that supports lending, market-making, and swapping.
Everyone is following @cz_binance’s lead to provide BNB holders with a better experience and a more complete ecosystem.
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