Don't always say that you are a financial black hole, maybe you just haven't seen the direction clearly! The logic in this diagram is actually quite understandable: ·Economy is good, money is in hand: people naturally need to consume, seek medical treatment, buy consumer goods and medicine. ·Economic downturn and anxiety: Hurry up and buy gold as a safe haven, or buy hard currency like coal. ·Inflation makes money worthless: It's better to turn money into paper than into buildings and oil (real estate and resources). ·Deflation has no desire to consume: honestly take bonds to die wages, or buy high dividend stocks to lie flat and eat dividends. ·Interest rate changes: An increase in interest rates is beneficial for banks and insurance companies; Interest rates have dropped, market funds are cheap, and only technology and growth stocks have the money to make a big picture. Investment is not gambling, it is a game of probability. Following the logic of this chart, your winning rate can at least increase from 50% to 70%. I strongly recommend bookmarking. Every time I don't know what to buy, take it out and check the watch.