Yesterday, I went to Hong Kong with an older sister to see properties, and I had some feelings about it. 1. She has many houses in Shenzhen. Most of them are located in core areas such as Nanshan, Futian, and Bao'an, and they live in Dinghao near the Shenzhen Bay Port. She believes that assets in the truly core areas still have long-term support to maintain their value and have room for growth. Coincidentally, Shenzhen has lifted its purchase restrictions these days. She said that once the policy is lifted, funds from all over the country can come to Shenzhen to buy houses. As she spoke, she opened her phone and showed me several groups of 500 people buying houses. In the groups, there were agents shouting that they were busy and exhausted. Many homeowners are now unwilling to negotiate prices for houses that were previously negotiable. 2. She started looking at Hong Kong houses last year. I bought a set, and now my account has increased by 2 million. I have strong confidence. So this year, we will continue to look at more small-sized houses that are mainly for rent collection. Yesterday, I mainly looked at two bedroom and three bedroom apartments ranging from 25 to 40 square meters. Most 2-bedroom apartments cost around HKD 7 million, 3-bedroom apartments cost around HKD 10 million, and 2-bedroom apartments cost approximately HKD 19000 to HKD 25000 per month. I have seen the houses in Hong Kong on site, and they are really small. At the same time, I also understand that the cost of owning a house in Hong Kong is not low, requiring differential rates, rent, and management fees... I roughly calculated that it may consume about three months of rental income in a year. 3. She emphasized multiple times that buying a house means buying the location. Along the way, she dismantled many real estate projects, covering details from location, layout, rental liquidity, to future resale space. The old wizard is indeed strong. She also said that buying a house in Hong Kong requires a loan. Because the house weighs several tens of pounds, it is most appropriate to ask the bank to help store it. This is the first time I've heard of this reason, and it's quite true for Hong Kong as well. 4. Her asset allocation is actually very traditional. The elder sister has allocated a lot of private equity funds and personally invested in many stocks. At present, there is no allocation to US stocks, let alone Bitcoin and stablecoins. She said that last year a bank president suggested that she allocate some US stocks. I am the second person to talk to her about this. 5. My feeling is that the asset allocation of outsiders is still very traditional. Housing, private equity, and stocks are the most familiar allocation methods for them. But for many high net worth individuals, the US stock market, Bitcoin, and stablecoins are actually unfamiliar. We talked about the scarcity of housing locations and rental demand, as well as the profits, cash flow, valuation models, and global pricing power of the world's strongest companies behind the US stock market. We also discussed why Bitcoin can be allocated and how to buy it. This makes me quite touched. Many high net worth individuals outside the industry are not unwilling to learn, but rather because no one in the past has explained these things in a way they can understand. 6. When it comes to stablecoins, she is clearly more interested. I showed her the financial income of USD1 on Binance and the weekly WLFI token subsidy records. I said the previous annualized rate was 20%, but now it's around 7%. Is this reliable? Can this profit be earned continuously? When I told her that the World Liberty Financial @ worldlibertyfi behind USD1 is a cryptocurrency project deeply involved and publicly endorsed by Trump and his several sons. After listening, her eyes lit up and she muttered that Trump is really awesome. Keeping money can earn returns in US dollars, and can be exchanged for other stablecoins at any time if needed. It can also be used to buy funds, US stocks, Bitcoin, and more. After listening to these, immediately let me give them to her ⏬ I downloaded a binance @ binancezh. She also asked a lot of questions about Binance, some novice questions. To outsiders, I feel like this has opened up a new investment portal. 7. If I make money here, how can I use it? When she raised this question, I provided a rough plan I gave her a rough path, combined with a Hong Kong bank account, such as becoming an HSBC Premier user and then applying for a Pulse UnionPay Diamond Dual Coin Card (divine card). Whether consumed overseas or domestically, it can be used by swiping a card and finally repaid in a Hong Kong account. Credit card consumption with cashback·········· 8. I am wondering when this trend will become popular: In the past, high net worth individuals allocated assets by buying houses, funds, stocks, and insurance. If they start to understand US dollar assets, Bitcoin, and stablecoins in the future, the boundaries of asset allocation will be reopened. A global, borderless, 24/7 asset account that can freely flow and trade, Is this prosperous era as you wish, in the same account: USD stablecoins can be used for cash management, BTC and other assets are used as long-term allocation assets, US stocks and ETFs can be accessed through on chain RWA, Loans, transactions, payments, and financial management can all be conducted 24 hours a day. What kind of project would be an opportunity for us to participate in? The picture shows the latest popular real estate project in Hong Kong, "First Case". It is said that 8000 people queued up to draw 216 units last month.