The Sky Savings Rate has been adjusted to 3.65%. This is Sky Governance making a deliberate, proactive decision to prioritize long-term capital protection and protocol resilience over short-term yield optimization. Why the rate was adjusted. Sky Protocol's Surplus Buffer is the first line of defense for every USDS holder. It absorbs bad debt before it can ever reach the system. It is the reserve that stands between users' capital and any adverse event. The buffer was already healthy. The goal is to make it impressively strong. By redirecting capital toward the Surplus Buffer rather than maximizing the rate, Sky Governance is choosing the kind of institutional-grade robustness that stands strong regardless of market conditions. Sky Protocol is committed to protecting users' funds above all else.(Sky)