Just came across the 'Ordinary People Investment Profit Rankings,' I was still looking for crypto in the 'solid' and 'top-tier' categories, but after searching for ages, it ended up in the 'pants-dropping' category... But thinking about it calmly, it actually makes sense. Crypto with an annualized return of 45% is definitely solid; but with a max drawdown of 80%, it's also totally pants-dropping. For ordinary people, the issue has never been whether the returns are high enough, but whether you can survive the 10-year dollar-cost averaging journey and make it to the finish line. Most people just can't make it through the bear market.