It's a joke when ordinary people talk about 'long-term investing.' Without a stable cash flow, how can you enjoy the wait? When BTC drops 80%, can you still smile and say, 'No big deal'? The truth is: most people enter the investment market because they can't find a way out in their original field. See a 20% gain and want to buy a new camera, 50% gain and want a new car, 100% gain and start thinking about a new house—who can resist that kind of temptation? Duan Yongping earns tens of millions of dollars in dividends every year. Spending a few million on Apple stocks is nothing to him. This is the gap at the foundational level. Compound interest is the real way out for ordinary people. Over the past 10 years, investing 3,000 yuan monthly into the Nasdaq would total 360,000 yuan, and now it’s worth around 1 to 1.2 million. No need to pick stocks or time the market, just time + discipline. You don’t change your fate by getting rich overnight, but by avoiding big mistakes for ten years and slowly reaching places others can’t.