Just checked out @moremarketsxyz—this product is a mix of surprises and disappointments. The surprise is that its narrative is great, the product design is sleek, and the anti-money laundering compliance framework is solid. It’s a long-tail fi incubated by the @NEARProtocol ecosystem. Unlike the current crowded space of rwafi, btcfi, goldfi, and bondfi, its story is about long-tail fi. More specifically, it’s currently focusing on XRP and NEAR deposit yield. In the past, XRP holders who wanted to earn yield had to go through @FlareNetworks for cross-chain operations, staking, and other steps. With moremarket, you can simply deposit directly. Plus, it has a strong lineup of collaborators like @FalconStable, Electric Capital, and other big names. And it boasts a $40M TVL. The disappointment is, first of all, the most attractive NEAR and XRP deposit yield options on the platform are already maxed out, so you can’t get in anymore. The other available tokens have less appealing annualized returns. Secondly, there’s no platform points system—depositing is just depositing. Although there’s a high chance that future platform token airdrops will reward big depositors, there’s no promise or guarantee at all. So, all that’s left is just talking about it. I like talking, but I don’t like it when it’s *only* talk.