Do not buy a house. Unless you’re a multi-millionaire just cashing out 5-10%. For now, rent. Wait for a 2008-style crash to buy your 1st house. What you need now is liquidity. (I own 3 apartments, 2 I can’t sell - I know what I’m talking about) (𝗰𝘆𝗰𝗹𝗼𝗽)