Lots of people keep talking about Buffett's compounding and snowball effect, but rarely mention how their insurance companies provide a steady stream of cash flow, and how controlling companies as major shareholders gives them decision-making power. Only continuous cash flow gives you the courage to keep placing bets at the table. A good job is one that makes you feel like you're getting paid to learn. In New York, the people making big money are the ones who genuinely love their work. I used to have this idea of retirement in my head, which actually came from not liking certain parts of what I was doing before. Take it slow, no rush to make decisions.