[SoFi Launches XRP Deposits, Faces User Criticism Over Withdrawal Restrictions] Odaily Planet Daily News: SoFi announced that its crypto services now support XRP deposits, but users expressed dissatisfaction due to the inability to withdraw funds to external wallets. Currently, users can only hold or trade XRP within the platform and cannot transfer it to on-chain wallets. This design has been criticized by some users as a 'quasi-ETF model,' arguing that it only provides price exposure without truly integrating into the crypto ecosystem. SoFi stated that withdrawal functionality will be enabled in the future, but no specific timeline has been provided.