**[Announcement from OKX Regarding Adjustments to Interest-Free Periods for Institutional Lending and Simple Earn Fixed-Term Products]** Starting from November 10, 2025, 16:00 (UTC+8), the interest-free window for institutional lending repayments before maturity will be extended to 72 hours (previously 24 hours). For institutional lending users (borrowers), the interest-free window before maturity will be extended to 72 hours. If repayment is made more than 72 hours before maturity: an early repayment fee equivalent to 100% of the remaining interest will be charged. If repayment is made within the last 72 hours before maturity: no interest will be charged for the remaining full hours before maturity. For Simple Earn fixed-term users (lenders), if the borrower repays more than 72 hours before maturity, causing the order to terminate: you will receive compensation equivalent to 100% of the remaining interest. If repayment is made within the last 72 hours before maturity: no interest will be calculated for the remaining hours before maturity. OKX Team