📢 OKG Research: Stablecoin payments maintain a high growth rate of over 60%, accounting for over 7% of global cross-border personal remittances in 2024 According to the latest data from OKG Research: one ️⃣ Volume comparison 🌍 Global personal cross-border remittances are expected to reach approximately 696 billion US dollars by 2024; 🪙 The annual settlement volume of stablecoin payments (Y2024) reached 50.8 billion US dollars, equivalent to approximately 7.3% of the market, and maintained a high annual growth rate of>60%. two ️⃣ Penetration space 💸 High cross-border rates ⏱ The lag in clearing and the financial exclusion of 1.4 billion people without bank accounts expose the shortcomings of existing payment networks in terms of fees, timeliness, and coverage; ⚙️ Relying on real-time settlement on the chain, low fees, and stable coins available 24/7, it is providing more flexible supplementary solutions for cross-border remittances and emerging market payments. three ️⃣ growth engine 🚀 Technology: High performance L2, such as @ XLayerOfficial, reduces on chain payment costs to zero 🛒 Scenario: Web2 level experience landing, facing massive terminal demands 📜 Compliance: Regulatory frameworks such as the GENIUS Act and the Hong Kong stablecoin regulations are clearly defined, paving the way for institutions to adopt them. 📈 OKG Research speculates that: If calculated with a conservative CAGR of 60%, the cross-border settlement amount of stablecoins is expected to exceed 850 billion US dollars by 2030. With the integration of compliant networks, zero fee links, and application scenarios, Web3 payments are transitioning from edge testing to becoming the main gateway to inclusive finance. 📊 Calculability Assumption one ️⃣ 50.8 billion US dollars in stablecoin settlement volume The scope only includes payment transactions such as B2B/P2P/Card/pre financing, Excluding CEX/DEX exchanges, market making, and multiple address transfers within the same entity Source: Stablecoin Payments from the Ground Up 2025, Artemis x Castle Island x Dragonfly two ️⃣ 696 billion US dollars in global personal remittances (2024 estimate) Source: World Bank Migration&Development Brief 42 (November 2024) three ️⃣ 60% compound annual growth rate (CAGR) Based on 2023 YoY+59% and 2024 YoY+63%, Take 60% as conservative CAGR for 2030 scale estimation OKGResearch Stablecoins CryptoPayments CrossBorder FinancialInclusion Web3 Tradefi For more information, please visit Medium content: https://(medium.com)/@OKGResearch/okg-research-%E7%A8%B3%E5%AE%9A%E5%B8%81%E6%A8%AA%E8%B4%AF%E9%9B%B6%E5%94%AE%E8%87%B3%E5%8D%8E%E5%B0%94%E8%A1%97-%E5%85%A8%E7%90%83%E6%94%AF%E4%BB%98%E7%89%88%E5%9B%BE%E8%A6%81%E6%94%B9%E5%86%99-c8ab646157f4