[JPMorgan Chase and Goldman Sachs Lead the Big Six Banks' Earnings Week: High Interest Rates Begin to Truly Test the Banking Industry] This week, major U.S. banks will kick off the third-quarter earnings season. As U.S. Treasury yields rise to multi-decade highs and oil prices remain elevated, market attention has shifted from purely profit growth to factors such as credit demand, deposit costs, capital market activities, and asset quality, in order to assess the extent to which high interest rates are impacting U.S. businesses and consumers. JPMorgan Chase (JPM.N), Goldman Sachs (GS.N), Citigroup (C.N), and Wells Fargo (WFC.N) will release their earnings reports before the U.S. market opens on Tuesday, followed by Bank of America (BAC.N) and Morgan Stanley (MS.N) on Wednesday. Analysts expect that the third-quarter earnings per share of the Big Six banks will likely exceed the same period last year, with some banks potentially seeing profit growth of around 20%. Bank stocks have recently already reflected market concerns in advance.