Xiao Hei admitted they were wrong, is Agentic payment a false proposition? This perspective is pretty shocking—major payment platforms all spotted the Agent Payment opportunity and jumped in to dominate instantly. So the reality has become that card payments are the real deal! I checked the data, and in the recent 30D stablecoin flows, card payments hit $472.7M, up 3.56%, while x402 is left with a pitiful $422.1k.