SMALL MORTGAGES ARE DISAPPEARING ACROSS THE U.S. Mortgages of $100,000 or less accounted for less than 3% of U.S. home loans in 2025-26, down from more than 12% in 2013-14, according to Realtor The decline reflects fewer low-priced homes and persistent barriers to issuing smaller loans, limiting financing options for lower-cost buyers. The median 2026 purchase price for homes financed with small mortgages was $109,681.(彭博社)