[XRP Ledger Surpasses Ethereum in Tokenized Commodities Growth, $2.2 Billion Net Inflow This Year] According to a report by U.Today on October 7, as cited by Golden Finance, joint data from Token Terminal and the RWA Foundation for October 2026 shows that XRP Ledger (XRPL) has surpassed Ethereum in market cap growth for tokenized commodities. Year-to-date, XRPL has seen a net inflow of $2.2 billion, compared to Ethereum's $1.6 billion, which now ranks second. Avalanche ranks third with $334.5 million, and BNB Chain follows with $57.5 million. The report attributes the difference to architecture: issuing assets on Ethereum requires writing complex smart contracts and paying unpredictable gas fees, whereas XRPL can tokenize real-world assets at the protocol level. Its built-in IOU mechanism reduces costs to less than a penny, with settlement times of just 3–5 seconds. The primary driver has been the energy sector, with Latin American company Justoken's tokenized power generation contract, JMWH, contributing the largest liquidity.