Top crypto exchanges are turning into the new generation of banks. OKX founder says: Exchanges are the starting point, not the end goal. Right now, they’re doing four things: holding funds, payments, investments, and wealth management. And these four things? They used to be the job of banks. What’s even more noteworthy is AI. Last month, OKX paid $10 million for large model services. 95% of code merges were completed by AI. But what AI is truly set to revolutionize is wealth management. 'In the future, every ordinary person could have their own private banking advisor.' When AI can manage wealth, do you still need banks?