The U sitting idle in my wallet feels like such a waste, but I don’t want to stake or lock it up just for a bit of yield. Just saw that Binance Wallet’s DeFi launched Hold to Earn “Earn Without Locking”: Eligible users can activate U, USDe, or USDS once, and after that, the balance will automatically earn interest. No staking, no lock-up period, and the funds stay in the non-custodial wallet. You can transfer or trade anytime. Currently, the estimated APR is up to 4.75%, but the actual rate depends on the real-time display in the app. How to activate: Open Binance Wallet → Tap the DeFi tab at the top → Go to Hold to Earn / Earn Without Locking → Select U, USDe, or USDS → Tap Activate Now → Confirm. Current rates on the page are approximately: U ~1.5%, USDe up to ~4.75%, USDS ~3.6%. Each asset needs to be activated separately, with a minimum holding of around 10 units. Rewards are settled weekly and can be claimed after 00:00 UTC on Tuesdays. Details here https://www.(binance.com)/zh-CN/support/announcement/detail/e9841ff40041405e8bf164b43e89289f @BinanceWallet @binancezh