[The U.S. 30-Year Fixed Mortgage Rate Soared to 7.45% on Thursday] According to a report by Jinse Finance, data from Mortgage News Daily shows that mortgage rates surged on Thursday, with the average rate for a 30-year fixed-rate mortgage reaching 7.45%. Other institutions, including Freddie Mac, reported earlier on Thursday morning that the rate had just surpassed 7%, but that data reflected last week's average levels.