another theory i have on why its inside job is that if you noticed alot of banks are now talking about crypto custody they want to hold your crypto these exchanges can easily get taken down and have no real power the way these bankers do these banks control governments so it kind of makes sense to make exchanges feel less safe which they arent really...and convince people to go to them exchanges probably have no choice but to go along with it or get shut down notice first cold wallet hacks, then exchanges....