[ETF Store President: The fundamental reason the CLARITY Act has not yet passed is that cryptocurrency is disrupting the traditional banking model] Odaily Planet Daily News - ETF Store President Nate Geraci posted on the X platform, stating that the fundamental reason the CLARITY Act has not yet passed is that cryptocurrency is disrupting the business model of traditional banks. He noted that although there are currently ethical provisions, BRCA, and other controversies surrounding the act, the core issue lies in cryptocurrency reducing the need for banks as financial intermediaries, impacting the business model reliant on net interest income, as well as the political forces supporting this model.