Xu Jiayin/Wang Jianlin has been taken over by the Heavenly Dao, why has Li Ka shing Ba/Fitter been 'unable to leave the table'? The way of heaven damages the surplus and makes up for the deficiency; the way of man damages the surplus and makes up for the deficiency This sentence written by Laozi over two thousand years ago accurately predicted the fate of China's richest people today. Xu Jiayin's debt of 2.4 trillion yuan collapsed with a loud bang, Wang Jianlin broke his arm to survive, and Shi Yuzhu went through ups and downs. They fell fiercely from the clouds like riding a roller coaster. Many people sigh: Heaven's way is good for reincarnation, but who has the heavens spared. The throne of the richest man did not sit for long. But the question arises: since the Tao of Heaven is' excess over loss', why can Li Ka shing be rich for three generations and Buffett be rich for nearly a century, as if they are always standing at the pinnacle and not 'sitting down' at all? Does this go against the will of heaven? In fact, they all conform to the Tao of Heaven. Just one is' passive beating ', and the other is' active merging'. People like Xu Jiayin and Wang Jianlin follow the 'path of humanity'. They used all their leverage to push the 'surplus' to the extreme, trying to earn the last penny with all their money. It's like pulling a bow and shooting an arrow, pulling the bowstring to its limit, looking the fullest, but also the most fragile. Once the wind direction changes (policies, cycles, liquidity tightening), the Heavenly Dao will intervene - breaking the bowstring that has been stretched too full. This kind of 'loss' is tragic, explosive, and disgraceful. Li Ka shing and Buffett, on the other hand, follow the path of heaven. They are well aware of the truth of 'full of losses'. Li Ka shing said, 'Don't make the last penny,' and cashed out of the real estate market during its peak frenzy; Buffett always holds billions of dollars in cash and waits for others to take advantage after being "damaged" by the cycle. They are not without 'loss', but actively' loss' themselves. When others are greedy, they retreat; when others are afraid, they advance. They loosened their bowstring by reducing their holdings in advance, retaining cash, and knowing that they were in danger. They used the wisdom of 'humanity' to simulate the balance of the 'Heavenly Way'. So, the Way of Heaven has never been absent, it only rewards those who understand it. The true strong are not the ones who pull their bow to the fullest, but the ones who always know where to let go. In this era of high volatility, whether it's investing or being a good person, leaving a margin of three is the best moat against cycles.