Annie 所长|Sep 02, 2026 07:12
Gate Idle Money Treasure is online! The encrypted version of Yu'ebao!
Idle stablecoins USDT and USDC can earn profits without locking positions or transferring funds. Most importantly, they do not affect pending orders and can automatically receive interest every day, which maximizes liquidity.
1. You can earn interest while lying down
Previously, when doing financial management, one had to manually grab credit limits and lock up positions for several months. After activating Xianqianbao, as long as there is USDT or USDC in the account, the money will automatically earn interest without the need to manually operate it.
2. Earn interest while trading
The money remains in your spot and contract accounts, which can be used to open positions, buy coins, place orders at any time, and the funds are not frozen at all. The system only takes timed snapshots in the background to calculate interest, and making money through cryptocurrency trading and earning interest are both important.
3. Automatic receipt of profits
The system automatically checks your available balance at regular intervals every day, and T+1 interest will be directly deposited into your spot account. No need to manually collect every day, truly achieving seamless income.
4. Annual maximum of 3%
USDT has an annualized base rate of 3%, while USDC has an annualized base rate of 1.5%. If trading is active, you can also enjoy additional bonus income!
5. Compliant US Treasury Bond Capital Preservation, Refusing High Risk
The income mainly comes from the US treasury bond bonds, monetary funds and other very low-risk assets in the real world. Never participate in high-risk quantitative strategies or algorithmic stablecoins. The platform also assumes the risk of capital preservation for you, ensuring a high level of security.
6. As long as KYC is done, it can be opened
Ordinary individual users can activate it with just one click by completing KYC authentication. The system will automatically exclude borrowed funds from lending leverage and only count them as self owned funds, and institutional accounts do not currently support them. It can be said that this is a stable welfare specially prepared for ordinary retail investors!
Good news for individual investors! Let's open Xianqianbao together : https://www.gatesites.net/share/badeblbw
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