Global liquidity grows at roughly 8% a year. Sounds great right? Except that liquidity isn't organic growth... it's money being created to service the world's enormous debts. And every new dollar created makes the ones you already hold worth less. Add 3% inflation and you’re looking at an 11% hurdle rate just to break even. If your investments aren’t generating at LEAST 11% a year, you're not making money. This is why so many people feel like they can't get ahead... in real terms, they aren't. I've spent the best part of three decades trying to work out why the economy stopped working for ordinary people. Over time it all distilled into one framework: The Everything Code. Debasement sits at the heart of it...  and the 11% hurdle rate is the crux of the whole thing. Once you understand it, you'll understand how to unfuck your future. For the first time, all of this thinking is in one place. My book, The Everything Code, comes out Nov 3rd... everything I've learned about how the system works, and how to end up on the right side of it, in plain English, for the people the economy stopped working for. Pre-orders are now open. I'll drop the link below.(Raoul Pal)