Lark Davis|Aug 30, 2026 05:03
Do you make around $100K? In 12 states, that’s now lower-middle class.
According to a MoneyLion analysis using Pew’s middle-class range, a $100K household income still sits in the lower-middle class in these states.
A decade ago, $100K put a household in the top 25-30% of earners nationally. It usually meant a house, some savings, and a stable middle-class life. Cumulative inflation since 2015 has wiped out roughly 40% of that purchasing power, with basic necessities now eating most of a six-figure income in states like Hawaii, California, and Massachusetts.
A fixed paycheck in cash does not keep up with sticky inflation, high public debt, and a steadily weaker dollar. You do you, I do me, but this is the reason I’d rather own assets like Bitcoin and stocks to build wealth.
Anyone here live in these states? How does $100K actually feel where you are?(Lark Davis)
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