0xzhaozhao
0xzhaozhao|Jul 30, 2026 05:16
My account took a hit, down about 20%, lost a small 700K RMB. Then I happened to see Allen say: Why not buy QQQI, bet on the U.S. economy, and chill while earning a 14% dividend. Did a quick calculation, if I just use the 700K for dividends, that’s roughly 98K a year, which averages out to 8,166 RMB per month for living expenses. Suddenly realized… I didn’t just lose 700K, I also lost 8,166 RMB of monthly cash flow. Speaking of cash flow, zhaozhao’s USDG, is basically all parked in OKX Earn now, earning a little breakfast money every day. Just saw that OKX launched RLUSD Earn, with up to 10% annualized returns! |For amounts over 2,000U, VIP annualized rate is 4.1%. For idle stablecoins, this yield is already way better than many bank investments. So now I’m increasingly feeling that, working hard to earn back the principal, while letting idle funds generate steady cash flow, is the more comfortable long-term strategy. Really want to break even.
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