In the future, I will discuss financial management with my grandparents. The older generation's financial concepts are actually very straightforward. Firstly, they love gold, not only for carrying it, but also for repaying it at any time when they are in a hurry and inheriting it. The old lady doesn't understand any financial knowledge, but in their mindset, buying good assets requires stability, versatility, and the ability to be monetized at any time. For example, a house should be able to live in, rent, and mortgage at any time when it is short of money. But the stocks we hold in our securities accounts can only wait for fluctuations and cannot be used as collateral for anything else. Do you want it to breathe? either. Dividends are only distributed once every quarter. Actually, stocks are not born dead like this. The stocks held by institutions are not idle, and they are both pledged for financing and borrowed for interest, which means retail investors have no channels. So in the recent wave of stock tokenization, there are everywhere places where you can buy US stocks, but after buying them, can you do something else with this stock. After looking around, the most comprehensive one currently being done is gStocks, which GATE just launched. Behind each token in gStocks, there is a 1:1 custody of real stocks, not synthetic fake stocks, nor is it a bet against the platform. Buying and selling is like buying coins, with order matching in the order book, U in and U out, 7 × 24 trading at any time, 1 U can buy fragmented stocks, and those with less money can set automatic fixed investment, buying a fixed amount every week. No need to worry about dividends, they will be automatically settled into the account on the designated day. Then there is the work part, which is the essence learned from the older generation of financial management, that assets cannot be idle. GStocks allows you to lose excess coins and earn financial interest on stocks. If you need money urgently or want to increase your position, you don't have to sell stocks. You can use it as margin to borrow money. If you're too lazy to keep an eye on the market, hang a grid robot and let it sell high and buy low on its own. It is said that there will be a 1:1 free mutual conversion between regular stocks and tokens in the future. If you want flexibility on the chain, it will be more practical for regular stocks. Simply put, it's my grandmother's financial philosophy - to buy good assets and get them moving!