🐋 WHALE WATCH: Massive move for the XRP Ledger The proposed XRPL Lending Protocol is here to standardize institutional credit. The architecture is genius: => Single Asset Vaults for pooling liquidity. => On chain enforcement of loan terms interest and repayment. => Off chain credit underwriting to keep institutional risk management intact. This is how you scale tokenized treasuries stablecoins and private credit on chain without the complexity of traditional manual processes. The utility narrative for XRP just hit a new gear.(Whale Factor)