Ripple has proposed launching the XRPL Lending Protocol (XLS-65, XLS-66) on the XRP Ledger (XRPL), allowing institutions to use tokenized assets held on-chain as collateral for lending. According to the proposal, the blockchain will handle processes like loan funding pools, interest calculation, repayments, and default enforcement, while credit approvals will still be managed by off-chain financial institutions. The protocol is currently in the proposal stage and will require approval from XRPL validators before going live. Developers can already integrate and test it on the testnet. (CoinDesk) https://(wublock123.com)/news/ripple-proposes-xrpl-lending-protocol-63675