Biteye|6月 16, 2026 05:07
《 USD1 income activity from consolidation to stability: Where is the ceiling for stablecoin wealth management?
How to translate
In the previous article, we calculated that if we had not followed the trend of rising and falling in the past six months, but continued to participate in Binance wealth management activities with USD1, the APY would have reached approximately 11.2%.
Especially after experiencing market volatility, many people realize the hard truth when they look back: the hardest thing in a bear market is not to make big money, but to lose less money.
So Biteye compiled a comprehensive ranking of recent USD1 earnings activity, annualized returns, and wealth management depth to see which company is the most cost-effective for investing your USD1.
Compaction - Stable Preferred
one ️⃣ Gate USD1 coin holding interest earning activity
APR: up to 20%. Based on the current ranking, the actual annualized dividend payout is also close to 20%.
Core advantage: High APR, direct payment of USD1, and large-scale management.
How to participate: You can participate by holding USD1, with daily dividends and no lock up.
two ️⃣ Binance Main Station USD1 Activity
APR: Approximately 6.39%.
Core advantage: The total prize pool is 178 million WLFI, and it is a continuous renewal activity of Binance. For users who already put USD1 on Binance, it is equivalent to an additional period of time to continue earning profits.
How to participate: Holding USD1 can directly earn WLFI.
Deadline: July 10th.
Top tier - Balancing High Returns and Open Positions
one ️⃣ Bybit USD1 coin holding interest earning activity
APR: Approximately 10.78%.
Core advantage: Not low annualized, with a prize pool size of 45 million WLFI, and a low threshold for ordinary users to participate.
How to participate: Holding USD1 can divide the prize pool.
two ️⃣ Lorenzo × Binance Wallet USD1 Vault
APY: Approximately 11%, consisting of 5% base income and approximately 6% partner token incentives.
Core advantage: High return rate, entry point in Binance Web3 wallet, convenient for users who are already accustomed to using Binance wallet. But it belongs to on chain vault, not Binance main site wealth management, and requires additional consideration of on chain operations and product risks.
How to participate: Use USD1 to participate in USD1 returns.
The balance between small funds and flexibility for people above people
one ️⃣ MEXC USD1 Current Wealth Management
APR: Approximately 9%.
Core advantages: Simple rules and considerable returns. Moreover, it supports redemption at any time and has no lock up period. Suitable as a supplementary option.
How to participate: By subscribing to current wealth management, you can receive WLFI rewards.
two ️⃣ Binance USD1 Current Wealth Management
APR: up to 10.5%.
Core advantage: Simple path, suitable for small capital users to participate easily. The disadvantage is that the first 2000 USD1 APR is relatively high, so it is more like a small benefit and more suitable for casual players.
How to participate: Apply for financial products.
Deadline: June 22nd.
NPC - Hidden Copy on Chain
one ️⃣ Dolomite USD1 loan income
APR: Approximately 10% (3.5% loan yield+6.5% platform rate hike incentive)
Core advantage: Dolomite's USD1 earnings come from the on chain lending market, making it suitable for users who are already familiar with DeFi lending.
How to participate: on chain lending.
two ️⃣ USD1 Monad Chain Vault - TownSquare x Native
APY: Approximately 15.44%+points
Core advantage: The first institutional level trading revenue vault in the Monad ecosystem, with a decent surface rate of return, suitable for users who are willing to participate in subsequent ecological incentives. The disadvantage is that the depth of the pool is insufficient, with only 100 K USD1, and there is uncertainty in the value of points and subsequent redemption.
How to participate: Participate in the supply of USD1 liquidity.
In conclusion
So although this ranking is called 'from ramming to pulling', strictly speaking, there are no special projects pulled in the USD1 CEX event.
Gate's advantage lies in its high annualized yield, and its earnings are directly given to USD1.
Binance's advantage lies in its large platform, ability to renew events, and low entry barriers.
Bybit and MEXC also have good entry points for holding coins.
Although Binance's current account has a small limit, small fund users can easily participate without any problem.
Binance and Gate are both high yielding and stable USD1 wealth management platforms currently available in the market. If you want to save trouble, you can continue to enjoy WLFI's returns on Binance. If you pursue higher APR and want to earn USD1 in local currency, you can participate in Gate's USD1 holding interest earning activity.
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