Three Survival Rules: Keep Them in Mind 1. Stablecoins are your lifeline. USDT/USDC—no matter if the market goes up or down, they’re always worth one dollar. Always keep at least 30% in stablecoins. It’s not being conservative. It’s about having *options*. 2. BTC and ETH aren’t about faith—they’re the ballast. Sure, BTC and ETH can drop hard—but as long as they’re around, the market is alive. The chance of them going to zero is close to zero. Those new coins you’re chasing? The chance of them going to zero might be 90%. 3. "All on exchanges" equals "all in someone else’s pocket." Keep your private keys in your own wallet—at least part of your assets. A cold wallet is even better. Exchanges aren’t banks. There’s no deposit insurance. The simplest self-check: If you can say where your assets are distributed and how much is in each place within 30 seconds—you pass. If you can’t—you should spend half an hour organizing it.