金色财经|May 28, 2026 23:11
[The U.S. Embarks on a 'Baby Stock Trading' Financial Experiment: Millions of Newborns Start Buying ETFs at Birth]
According to a report by Jinse Finance, on May 29, with the launch of an app called 'Trump Account,' a massive, decades-spanning financial experiment officially entered its final pre-launch phase. By way of background, the 'Trump Account' is a tax-deferred investment program established by the U.S. government last year. Its goal is to make children automatic stock investors from birth, allowing them to personally experience the growth of savings through compound interest. On their 18th birthday, they will take over the account and decide how to use the funds (or continue investing). The initial funds will be automatically invested in default qualified low-cost index funds. Based on last year's U.S. birth rate of approximately 3.6 million, the estimated number of participants in this investment experiment is expected to exceed 10 million.
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