My AI setup: 1️⃣ Cloude Max $300/month, my main tool for coding. Even with heavy daily use, it's more than enough. 2️⃣ ChatGPT Max Around $200/month, serves as a coding assistant. It works hand-in-hand with Cloude—for example, if Cloude Opus 4.7 generates a design plan, I’ll run it through GPT 5.5 Pro for cross-verification and discussion between the two. 3️⃣ Grok annual membership Over $300/year, mainly used for Hermes and OpenClaw. Unlimited usage, no need to mess with APIs. This setup costs about $600/month, which is pretty much the standard full configuration. I didn’t use Hermes and OpenClaw before because they’re more for personal assistant tasks. Convenient, yes, but not worth the extra cost. It’s better to just rely on Cloude and ChatGPT for work. Now that Grok offers Oath and doesn’t require API usage, I’ve brought it back for handling miscellaneous tasks. Super convenient.