星球日报
星球日报|5月 15, 2026 16:04
OpenAI launches financial management service for ChatGPT Pro users that can connect to bank accounts Odaily Planet Daily News: OpenAI announced that ChatGPT has launched a new personal finance experience preview for Pro users in the United States. Users can securely connect to their bank and investment accounts, view the flow of funds on the dashboard within ChatGPT, and consult with AI on financial issues based on their own financial situation, while maintaining complete control over the data. The new feature enables account linking through Plaid (Intuit support is about to go live), synchronizing balance, trading, investment, and liability information to help users discover spending patterns, analyze savings opportunities, plan goals, and optimize large decisions. Users can also input financial background information, such as mortgage loans, savings goals, or large spending plans, for ChatGPT to provide more personalized advice. This experience emphasizes automation and feasibility: users can set budget limits, automatically transfer savings, track savings progress weekly, and achieve lightweight and sustainable financial planning. The system provides cost saving strategies for catering, shopping, transportation, daily procurement, and subscription services, helping users increase their savings without sacrificing their quality of life. OpenAI pointed out that this feature is not a substitute for professional financial advice, but it can combine complex personal financial issues with the reasoning ability of GPT-5.5 to provide more accurate solutions. In the future, the features will gradually be open to Plus and all users, and we plan to expand the ecosystem with partners such as Intuit to achieve a one-stop financial management experience from planning to execution. In terms of privacy and security, users can disconnect their accounts or delete financial memories at any time. All account data is only used to provide personalized financial services and will not modify user funds, in compliance with strict data control and privacy protection standards.
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