In 2026, will fixed deposits in banks still be a major source of inflation? HTX Huobi earns money data for you to figure out 1、 First, calculate an account that everyone can understand: how big is the gap between banks and Huobi? First, provide two sets of real interest rate data for 2026 State owned large banks' one-year fixed deposits: annualized 0.95%, current 0.05%, unable to withstand inflation (1.2%), with 1 million deposits for one year, resulting in a decrease of 2500 yuan in actual purchasing power Huobi USDT current: the first 0-500USDT of new users is 10% annually, and there are 2.5% above 500USDT; VIP level ranges from 50000 to 100000 USDT, with an annualized increase to 6% -9% Let me show you directly, the difference between the two options is 1 million principal Bank fixed deposit: Annual interest of 9500 yuan, actual loss after deducting inflation of 2500 yuan Huobi USDT VIP current (calculated at 7.5% of the median value): annual interest of 75000 yuan, net income of 63000 yuan after deducting inflation For the same amount of 1 million yuan, the bank will lose money for one year, and the bank will earn 60000+yuan for one year, which is more than 7 times the bank's income. 2、 Not only USDT, but also the current income of all categories of stablecoins is comprehensively crushed USDC Current: Fixed annualized 5.00%, on-demand deposit and withdrawal without lock up USDE Current: Fixed annualized 5.00%, on par with USDC returns USDD Current: Annual 4.25%, a high-yield tier in the stablecoin market USD1 current: 15% annualized for 0-500USDT range, 4% for 500USDT and above, and exclusive benefits for new users can be fully utilized Compared with the current interest rate of 0.05% of the bank, the current income of Huobi stable currency is 80-100 times of that of the bank, and the capital flows in and out at the same time, without the lock position limit of fixed deposit. Numbers don't lie, in the era of low interest rates in 2026, keeping money still is quietly diluted by inflation. Huobi earns money @ justinsuntron @ HTX_Molly