For example, if you currently have 5 million RMB in hand and want to immediately buy U.S. stocks, what should you do? Transferring from a mainland bank to a Hong Kong account has a $50,000 USD limit. Withdrawing funds from a crypto exchange to a Hong Kong account carries a risk of being frozen. It seems like aside from buying stock tokens on Binance or OKX, there aren’t many good options. I’ve tried Interactive Brokers and Fosun; their deposit and withdrawal processes are even more complicated. Stock tokens have only just started, but they’ve been running for over a year now, and there haven’t been major issues with spot trading. Mainly, I’m just used to trading tokens in the crypto space, and deposits and withdrawals are relatively more convenient.