Subway actually used Ripple Treasury (Not XRP) and here is how they benefited: - "Consolidated 450 bank accounts across 70 banks to 350 accounts across 30 banks, leading to significant savings in overhead and banking fees" - "Processed 100,000+ automated transactions externally every six months and 26,000 direct debit transactions to franchisees monthly" - "Obtained centralized, real-time global information for informed decision-making" - "The organization achieved 98% cash visibility and fully automated 90% of its payments after implementation, previously entirely manual processes."(MASON VERSLUIS)