[U.S. Senator Warren Warns: X Money May Threaten Financial Stability, Could Replace Traditional Banking System] According to a report by Golden Finance, U.S. Senator Warren recently expressed concerns about Elon Musk's plan to launch the payment platform X Money in April, stating that it could pose risks to consumer protection, national security, and the stability of the financial system. Warren pointed out that after acquiring and reshaping X, Musk is driving it to become a 'super app' that covers 'all aspects of users' financial lives,' potentially even replacing the traditional banking system. She questioned the platform's performance in terms of security and content governance, arguing that this undermines its credibility in entering the consumer finance sector. Additionally, Warren criticized the current regulatory environment for becoming increasingly lax, including the Trump administration's promotion of the 'GENIUS Act,' which provides a 'special pathway' for private companies to issue stablecoins, potentially weakening necessary regulatory constraints.