According to CoinDesk, the current mainstream DeFi yields continue to decline, now generally lower than the interest rates offered by traditional financial platforms. For example, Aave USDC deposits have an annualized yield of about 2.61%, Aave USDT around 1.84%, and Lido stETH approximately 2.53%, all below the 3.14% interest rate level for idle cash at Interactive Brokers. Only a few products still maintain relatively high returns, such as Ethena sUSDe at around 3.47% and Sky USDS Savings at about 3.75%. Currently, competitive yields rely more on RWA assets like U.S. Treasury bonds and institutional credit, highlighting the issue of yield mismatch in DeFi—offering "higher risk but lower returns compared to TradFi." https://(wublock123.com)/news/defi-yields-fall-below-traditional-finance-rates-59231