If you’re a fintech or bank not paying attention to stablecoins, you’re toast. The signals are everywhere: • Supply > $300B (from <$30B in 2020) • Regulatory clarity (GENIUS Act) unlocking institutional adoption • SoFi, JPM, Visa, Mastercard, Fiserv are all moving in And usage is exploding: • $226B in B2B payments (+733% YoY) • $4.5B in card spend (+673% YoY)