《The Money Arrived, Compliance Didn’t—The Compliance Gap in Stablecoin Payments and Merchant Choices》 (Author: Will 阿望) Stablecoins are inherently for 'receiving payments,' not 'payment processing.' Merchants need more than just receiving money—they need a service system that ensures the money is legal, safe, and auditable. Chargebacks aren’t just a side risk of online payments; they’re a structural feature. All online transactions lack physical card swiping, signatures, or in-person verification, leaving the burden of dispute evidence and costs entirely on merchants. Order systems don’t recognize on-chain addresses, financial systems don’t account for USDT, balance sheets can’t hold crypto, regulators require reporting of suspicious transactions, and someone needs to handle cases where consumers send the wrong amount. None of these issues are solved by on-chain transfers. Read the full article: http://(wublock123.com)/index.php?m=content&c=index&a=show&catid=47&id=58782