401(k) is the world's top-quality buying force (retail investors). Workers usually don't change their allocations—once their paycheck comes in, it automatically buys, and they hold for decades without selling! With this new regulation, it can now allocate to crypto ($BTC benefits) and private equity (AI companies benefit). Plus, as long as the process is compliant, it doesn't matter if employees lose everything. Compliant way to harvest retail investors, so nice