Due to the issue of cross chain bridge congestion, @ grvt_io has been criticized by many people today. After reading this article, it can be considered the most complete one so far. It is certain that the financial aspect is secure, and I just saw the official explanation of the situation. User funds are not kept in GRVT's own pocket, but are hosted in the ETH mainnet L1 contract corresponding to zkSync. The money is in the platform account, which previously provided an 11% return, essentially resembling a platform subsidy, but this model cannot be sustained in the long run. I had a conversation with Hong, the CEO of GRVT, over the weekend, and it seems that his idea is not to create an ordinary exchange, but to create an ultimate fund efficiency platform, similar to the new banking model, with the core point being a sum of funds that can be used for interest generation and trading. So seeing them integrating with infrastructure like Aave, it is likely that they will completely connect their financial capabilities, put them in a profitable position, trade directly when needed, and then launch cards for payment scenarios in the future. Today we reduced the 11% profit, but the problem is not that it cannot be reduced. We only sent an English email without prior announcement or explanation of the model, nor did we give the market a buffer period. In the current tense market sentiment, everyone's first reaction is whether something has happened? This is also very understandable, so I think this is not a security issue, but more of a communication and expectation management issue. In fact, there can be some innovation in the gameplay. This subsidy can be used to open a transaction and randomly drop some red envelopes ， Increase the fun. I also talked about my personal observations over the weekend. GRVT has been dragging on for too long, and there is a problem of point inflation. GLP managers have strong abilities, but their scale has not been enlarged. Although they have increased community share, it is difficult to say whether the market will buy in or not, In my opinion, everyone comes not only to save coins and earn interest, but also to hope that their time, funds, and transactions can ultimately yield clear returns. Safety is the bottom line, wealth effect is the real reason why people are willing to stay.