From July 1, 2026, teachers, nurses, firefighters, and security personnel benefit from reduced mortgage rates, up to 2% for long-serving heroes! Young Jamaicans under 35 now have double access to NHT homes plus $2 Million JMD advance for deposits. Homeowners, get faster funding for improvements with the new 5-year loan waiting period. Delivering on our 2025 manifesto promises!(Andrew Holness)