[The Top 20% in the U.S. Own Over Half of Real Estate Wealth] According to a report by Jinse Finance, as of March 18, among the total $48 trillion in real estate wealth in the United States, the wealthiest 20% hold 56.4%, while the poorest 20% own only 5.1%. The wealth held by the top 1% alone is equivalent to that of the bottom 40%. As housing price growth slows and mortgage rates decline, housing affordability is improving.