[Michael Saylor Explains the Simple Theory of Digital Credit] Strategy founder Michael Saylor tweeted to explain the simple theory of digital credit: 1. Acquire a large amount of appreciating capital (Bitcoin). 2. Issue credit (STRC) using the capital as collateral, with equity as over-collateralization. 3. Monetize part of the appreciating gains—either directly or through derivatives (MSTR)—to pay dividends.