Binance and OKX open-sourced AI Agent trading skills on the same day, supporting autonomous order placement, smart money tracking, and on-chain data analysis. But, AI Agent is not a quant bot—it makes decisions thousands of times slower than bots, and every time it calls a large model, it costs money. For retail investors with small capital, inference fees plus transaction fees can eat up profits. At this stage, AI is just a tool; the one wielding the tool is still human. Author: @wsy2021111