Space Review | Web 4.0 Eve: OpenClaw Ignites AI Agent Wave, Bank of AI Debuts, Laying the Foundation for Intelligent Agent Economy and Finance

Recently, the popularity of OpenClaw has once again brought the AI Agent race to the forefront. If the previous AI craze still remained at the tool level, the core of this round of transformation is that AI agents are transforming from programs that execute instructions to participants who can act independently and make decisions autonomously. The revolution ignited by AI agents has also accelerated the concept of Web4.0 into the public eye, ushering in a new era where humans and intelligent agents jointly form the main body of the network and collaboratively create value. In this wave, AINFT officially launched the AI Agent new infrastructure Bank of AI, which deeply integrates x402 payment standards, 8004 on chain identity protocol MCP Server、Skills， And key underlying tools such as OpenClaw extension plugins are used to build an AI Agent financial operating system, providing core financial capabilities such as on chain payments, identity authentication, and DeFi operations for AI Agents, becoming an important infrastructure for Web4.0. From the explosion of OpenClaw to the launch of Bank of AI, AI agents are moving from tools to entities. Centered around this transformation, this issue of the Space Roundtable takes the explosion of OpenClaw as a starting point to delve into the user needs behind the AI Agent wave, the potential evolution of Web4.0, and the changes in user experience brought about by the new infrastructure of AINFT AI Agent. The following is a wonderful review of this issue of Space. OpenClaw ignites AI Agent race: is it a short-term hotspot or a structural signal of Web4.0? Recently, the emergence of OpenClaw has ignited the industry's renewed attention to AI agents, quickly becoming a favorite among technology circles, capital circles, and large and small factories. What attracts users when a tool can gather such high popularity in a short period of time? Is it a breakthrough in technology itself, or does it address some deeper needs? The guests discussed this issue from different dimensions. Web3 Monkey starts from the execution layer and believes that the rapid popularity of OpenClaw is not simply about chasing hot topics, but precisely hitting the deep pain points of users in terms of efficiency and fault tolerance. He pointed out that in traditional repetitive tasks, humans often need to expend a lot of energy to handle trivial operations, and after AI agents take over these tasks, the energy loss is smoothed out and efficiency is improved. More importantly, humans are susceptible to emotional fluctuations and fatigue, resulting in a high error rate when handling high-intensity tasks. However, AI agents can achieve highly standardized and predictable execution, making people feel more at ease. He bluntly stated that the cost-effectiveness of AI agents in terms of efficiency, error rate, and cost far exceeds that of manual labor, especially in repetitive positions where their substitutability is visible to the naked eye. Continuing this line of thought, Wang Feng Anc made important supplements from the perspective of human cognitive limitations. He believes that the human brain has limited ability to process information, while AI agents can operate 24 hours a day. In this case, AI agents can take on the cognitive burden of humans, help process massive amounts of information, and achieve "cognitive outsourcing". Especially when dealing with on chain transactions, risk control has become a key pain point. The cost of making one mistake in on chain operations is too high, and humans have become the most unstable variable. AI agents can bear the risk of high error costs, which hits the real problem of traders being unable to keep up with the market pace. It is OpenClaw's ability to solve practical problems in terms of efficiency, cognition, and risk that has ignited the market's enthusiasm for AI agents and led to the emergence of various types of intelligent agents like mushrooms after rain. This round of concentrated outbreak has made people wonder: are we witnessing the evolution from Web3.0 to Web4.0? In the vision of Web4.0, blockchain and token systems will serve as the underlying support, and AI agents will no longer be tools, but "intelligent agents" that can represent user actions. They will hold wallets, have identities, execute transactions on the chain, participate in governance, manage assets, and even create value. The early signals of this structural change are being captured by more and more people. Wang Feng Anc stated that in the past, the essence of Web3.0 was user sovereignty, immutability, and decentralization, and the interaction method was still mainly based on user clicks on the interface. In the era of Web 4.0, the emergence of AI agents means that future protocols may prioritize serving AI over humans. Crypto.0824 confirms this judgment with daily cases. He compared the differences between traditional operations and AI operations: in the past, when using (SUN.io) for token exchange, it was necessary to open a webpage, connect to a wallet, set up a sliding point, sign the transaction, and the five or six step process was time-consuming and laborious. In the era of Web 4.0, with just one instruction given to an AI agent, it can automatically find the optimal path and execute it. This transformation means a structural change in the interaction logic, where humans no longer directly operate protocols, but rather complete intentions through the mediation of AI agents. More importantly, he observed that some new DeFi protocols start considering how to make AI call them better from the beginning of their design, rather than making the user interface more user-friendly. They provide specialized API interfaces, optimize gas fees, and even set discounts for AI transactions. When AI Agents become participants in the Internet, they have identity and assets, can read and write the network, and independently execute transactions. Guests generally believe that what we are witnessing is the structural beginning of the evolution from Web3.0 to Web4.0. In the era of Web 4.0, humans and intelligent agents will jointly form the main body of the network. From tools to entities, the Bank of AI builds AI Agent financial infrastructure for Web4.0. The true implementation of Web4.0's vision requires a set of infrastructure that enables intelligent agents to truly 'come to life'. Just as the operation of human society relies on bank accounts, identity authentication, and payment networks, AI agents also need their own financial foundation to survive independently in the on chain world. In this context, the Web3 native AI platform AINFT in the TRON ecosystem has officially launched a new AI agent infrastructure - Bank of AI, which establishes a complete financial operation system for AI agents and endows each AI agent with complete financial operation capabilities. Specifically, this infrastructure consists of five core components: the x402 payment protocol, which provides lightweight and low-cost on chain payment capabilities for AI agents and supports automated settlement in high-frequency micro payment scenarios. The 8004 authentication protocol issues verifiable on chain digital identities to each AI agent, building a trust and reputation system. •MCP Server， As a standardized interface between AI models and blockchain services, it connects AI with the on chain world. •Skills， Provide modular DeFi operations, asset management, and other reusable capabilities. OpenClaw extension plugin allows any AI agent based on the OpenClaw framework to immediately obtain complete on chain financial capabilities upon integration, achieving plug and play functionality. These five components work together to enable AI agents to have "bank accounts+ID cards+investment accounts" like humans, truly becoming independent participants in on chain economic activities. The establishment of this system is the cornerstone for the intelligent agent economy to move from concept to reality. However, when AI agents can not only execute instructions but also directly receive payments and independently manage on chain funds, is this freeing up time or gradually losing initiative for users? Wang Feng Anc's answer goes straight to the core: the question is not whether to delegate power, but how much power to delegate and whether it is controllable? Wang Feng Anc stated that if AI is a black box that can only accept results, dependency anxiety will inevitably arise. But if AI is a configurable, limitable, and terminable tool, it can improve efficiency rather than replace rights. He predicted that in the future, the core ability of humans will no longer be manual operation, but the ability to configure AI, that is, how to define policy boundaries, set risk parameters, and arrange the coordinated logic of multiple AI agents, which also puts forward the requirement for users to upgrade their thinking. And Bank of AI precisely provides the ability to set these boundaries, allowing users to hold control while enjoying automation. As an on chain financial operating system designed specifically for autonomous AI agents, it enables AI financial behavior to no longer be a black box, with every transaction and protocol interaction traceable. Users can view the AI agent's operation path, trace decision basis, and achieve effective control through pre-set permission boundaries at any time. It is this configurable, traceable, and interventionist mechanism that liberates users from the anxiety of being replaced by AI and turns them into "architects" who hold control. From the explosion of OpenClaw to the launch of Bank of AI, the concentrated emergence of AI agents is sending a clear signal: Web 4.0 is the future. In this new landscape, humans and intelligent agents jointly form the main body of the network, each performing their own duties and co evolving. And what AINFT is doing is building AI agent financial infrastructure for this new world, allowing AI agents to truly "live" on the chain and enabling humans to always have control. The curtain of Web4.0 has been lifted, and we are both witnesses and builders.