Space Review | AINFT launches new AI Agent infrastructure, bringing 'AI Economic Network' from concept to reality

With the emergence of x402 protocol and 8004 standard, automatic payment and on chain identity are being embedded in the operational logic of AI agents. This means that for the first time, AI agents can automatically complete payments and perform on chain operations. The role of AI agents is undergoing a subtle shift from passive response to active participation in value transfer. In this context, AINFT has officially launched a new AI agent infrastructure - Bank of AI, focusing on building a complete "financial operating system" for AI agents. It not only deeply integrates x402 payment protocol and on chain identity authentication protocol 8004, but also introduces AI large model service interface standard MCP Server, AI model extension ability Skills, and OpenClaw Extension toolkits, endowing AI agents with complete financial operation capabilities. At this critical juncture of technological transformation, a roundtable discussion focused on the "AI Agent Economic Network" kicked off on the evening of February 24th. Guests from different fields analyzed the structural changes brought about by x402 and 8004 from multiple dimensions, such as user experience reconstruction and business models, around the AI Agent new infrastructure created by AINFT. Together, they outlined the embryonic form of an emerging "AI economic network". The following is a wonderful review of the discussion in this issue. How can user experience be restructured when AI agents have x402 and 8004? The essence of AI agents is' autonomous agents', designed to make decisions and perform tasks. The big language model gives AI agents a powerful 'brain', but what truly defines AI agents is their 'ability to act'. The problem is that in the past, the action capabilities of AI agents were limited to the "soft actions" of the digital world, and actions such as receiving and paying, which involve the flow of real value, have always been forbidden areas that AI agents cannot touch. The emergence of x402 and 8004 protocols has opened up the gateway between automatic payment and on chain identity authentication for AI agents, which is equivalent to laying a dedicated "settlement track" for them in the digital world. When AI agents begin to have automatic payment capabilities, the most intuitive change in user experience is the thorough reconstruction of the underlying logic of interaction. As HiSeven pointed out, in the past, when we asked an AI agent to make an investment research report, the process was fragmented: the AI agent was responsible for generating the framework, but once it involved registering an account, binding payment, purchasing data, and other links, it had to be returned to human operation. Users are both commanders and exhausted 'middlemen'. And when protocols like x402 are embedded, AI agents can automatically complete subscriptions or data purchases. More importantly, through the on chain identity granted by the 8004 protocol, AI agents have an accumulative and verifiable reputation record, which allows every transaction of AI agents to be built on a traceable and trustworthy basis. This upgrade from "operational tools" to "economic activity participants" has been further extended in Grace's sharing. She believes that when AI agents have automatic payment capabilities, the interaction mode is evolving from "one-way instructions from humans to machines" to "collaborative symbiosis between humans and AI". Whether it's subscribing to services, rushing to buy products, or implementing optimal payment strategies, the entire process only requires users to set goals, and the rest is left to AI agents to judge and execute. She described it as "you may not perceive the existence of payment, but it has already helped you get things done. It has transformed from a tool to a partner who can truly share your worries." The subscription system that users used to be accustomed to was essentially paying for "possible use," but the x402 protocol has successfully implemented a new interactive business model of "pay first, respond later." Its micro payment capabilities make "pay per use, buy and use" possible. From the perspective of user rights, Moyu reveals the coercive mechanism of x402 on AI service quality. He mentioned that there are many AI products on the market currently, and users often find poor performance after subscribing, but cannot get a refund. The single payment supported by x402 allows users to make choices completely based on the effect. When AI agents have their own "wallet" and "identity", they are becoming "economic participants" in the digital world. This transformation has just begun, but the direction is clear: future AI agents can not only think for you, but also act for you; Not only will it generate solutions, but it will also complete transactions. And x402 and 8004 are laying the foundation for this transformation. AINFT creates a 'financial operating system' for AI agents, bringing the 'AI economic network' from concept to reality. As AI payment logic is standardized, a more imaginative question arises: are we witnessing the birth of a true 'AI economic network'? In this network, AI is no longer a tool called by humans one by one, but a node that can discover needs, negotiate prices, complete payments, and deliver services to each other. This vision about the future gradually became clear in the discussion among the guests. HiSeven was the first to outline the prototype of this scene. In his opinion, the current way we use AI is still "point-to-point", and we need to find the corresponding model for whatever function we need. And when the payment logic is standardized, each AI agent with special abilities, like colleagues with their own strengths, can collaborate with each other to complete complex tasks. In his view, it's like hiring a small team, doing business between AI, and ultimately delivering the results to humans. Furthermore, the Peter system in the cryptocurrency circle has dismantled the prerequisite for the operation of AI economic networks: a self-sustaining economic system requires an account system, collaborative capabilities, and trading mechanisms. The combination of x402 protocol and 8004 standard is laying the foundation for this system. He pointed out that when payments are smooth enough, AI agents can form a complete closed loop of "income>investment>re income". And this closed loop from conception to reality also requires a key 'financial operating system', which is exactly the role played by AINFT's AI Agent new infrastructure - Bank of AI. The new AI Agent infrastructure launched by AINFT can be understood as a three in one infrastructure specifically designed for AI agents, consisting of "on chain banking" or "digital wallet+ID card+investment account". In terms of technical structure, it is the first to support dual chain of TRON and BNB Chain, and its core architecture revolves around three major capabilities: the first layer is the payment layer. AINFT deeply integrates payment protocols through the x402 SDK, allowing developers to easily integrate automatic payment capabilities for AI agents with just a few lines of code. This enables AI agents to automatically complete micro payments and instant settlements when calling services, enabling high-frequency and small-scale machine level transactions to be economically and efficiently implemented. The second layer is the identity layer. Through the 8004 SDK, AINFT enables each AI agent to access on chain authentication mechanisms with just one click, giving them a verifiable 'digital ID card' and traceable reputation records. Every successful performance and timely settlement adds credibility to this on chain credit profile. The third layer is the ability layer. AI agents can participate in DeFi operations such as borrowing, exchanging, and earning through MCP Server and Skills automation. MCP Server acts as an "adapter" between AI agents and blockchain, encapsulating complex on chain interactions into standardized tool interfaces; Skills further transforms these interfaces into composable workflow templates. This means that AI agents only need to understand "what to do" without worrying about technical details such as how smart contracts are called or how gas fees are calculated. This means that AI agents can not only "receive and pay", but also "increase financial value". More noteworthy is the open design of AINFT, which supports OpenClaw extension plugins. This means that any AI agent can be quickly endowed with complete financial capabilities such as payment, identity, and DeFi operations without going through complex development processes. This "plug and play" architecture makes AINFT the infrastructure layer of the entire AI economic network. From passive response to active collaboration, from single point invocation to network collaboration, AI agents are weaving their own economic network. And AINFT is the 'infrastructure builder' who laid the groundwork for this network. As of now, the user base of AINFT has exceeded 410000 and is gradually building a Web3 native AI platform that connects mainstream AI capabilities with on chain asset systems. As AI agents begin to understand requirements, complete transactions, accumulate credit, and allocate assets, we may be witnessing the birth of a new economic network in the digital world. The starting line for this transformation has been drawn, and AINFT is standing at the forefront of this starting line.